At Wheatfield, we are constantly searching banks and mortgage lenders for the most competitive mortgage loan programs.
See where you fit....
Program
Down Payment
Fixed or Adjustable
Borrower Description
No Down Payment
0%
Fixed
Reasonably Good Credit
VA Loan
Veterans
FHA
3%
Low Income Borrowers, Moderate Credit Problems
Nehemiah
Used with FHA; Provides the down payment for an FHA load.
2/1 Buy Down
0-3%
Adjustable
Borrower who needs a lower Starting Payment
Conventional
3-20%
Borrower with a Down Payment
0-20%
Borrower Who Needs a Lower Starting Payment
Teacher Loan
Rate is a half point under prime
No Income Verification
Borrower doesn’t have to verify income. Helps people with high debt.
Unconventional
Over 100 Programs to Help with Credit Challenged Situations.
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